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Italian · Admin & banking · Elementary

How to open a bank account in Italy

Go to a branch, ideally with an appointment, and say “Vorrei aprire un conto”. Bring your passport and your codice fiscale, the tax code: you need it to open an account. Ask “Il conto ha un canone mensile?”, since many Italian accounts charge a monthly fee. Not yet resident? Ask about an account for non-residents.

Try it · about two minutes

At a bank branch you ask which documents you need and which fees apply to open a current account.

Sound on: the bank clerk speaks Italian. You choose what to say back, and Frasa tells you why it works.

The conversation

  1. Bank clerk

    Come posso aiutarla?

    How can I help you?

    You

    Vorrei aprire un conto.

    I’d like to open an account.

  2. Bank clerk

    Posso vedere il suo passaporto, per favore?

    Can I see your passport, please?

    You

    Questo è il mio passaporto.

    This is my passport.

  3. Bank clerk

    Ha il codice fiscale?

    Do you have a tax code?

    You

    Sì, eccolo.

    Yes, here it is.

  4. Bank clerk

    Ha un documento che prova la residenza?

    Do you have proof of address?

    You

    Ho il contratto d'affitto, va bene?

    I have my rental contract. Will that do?

  5. Bank clerk

    Può compilare questo modulo?

    Could you fill in this form?

    You

    Il conto ha un canone mensile?

    Is there a monthly fee for this account?

  6. Bank clerk

    Firmi qui, per favore.

    Sign here, please.

    You

    Certo. Quando arriva la carta?

    Of course. When will the card arrive?

Key phrases

  • Vorrei aprire un conto.

    I’d like to open an account.

  • Quali documenti servono per aprire un conto?

    What documents do I need to open an account?

  • Serve un appuntamento?

    Do I need an appointment?

  • Posso vedere il suo passaporto, per favore?

    Can I see your passport, please?

  • Ha un documento che prova la residenza?

    Do you have proof of address?

  • Il conto ha un canone mensile?

    Is there a monthly fee for this account?

  • Ci sono commissioni?

    Are there any charges?

  • Posso farlo online?

    Can I do this online?

  • Dove trovo il numero del mio conto?

    Where do I find my account number?

  • Posso attivare un bonifico permanente per l'affitto?

    Can I set up a standing order for my rent?

Good to know in Italy

Codice fiscale first

You need a codice fiscale, the Italian tax code, to open an account. You can get one from the Agenzia delle Entrate.

Dove posso fare il codice fiscale?

Where can I get a tax code?

At the branch

  1. 1

    Many branches prefer an appointment, so ask first.

    Do I need an appointment?
  2. 2

    Bring your passport and codice fiscale, and proof of address if you have it.

  3. 3

    Sign the forms. You get your IBAN, and the card follows.

Ask about the canone

Many Italian current accounts charge a monthly fee, il canone. Ask about it, and about card fees, before you sign.

Il conto ha un canone mensile?

Is there a monthly fee for this account?

More situations in Italian

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Keep these phrases in Frasa

Frasa is an iPhone app for the conversations in front of you. Save phrases like these, rehearse them out loud, and they come back until they stick.

AI-generated. May be inaccurate.